Ernest W. Ball & Associates, Attorneys at Law

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"No representation is
made that the quality
of legal services to be performed is greater
than the quality of legal services performed by
other lawyers."

 

 
Significant Practice Areas

Banking and Finance
We represent lenders and borrowers in disputes concerning collection, bankruptcy, foreclosure, regulatory compliance, security interest priorities and claims of bad faith. We represent parties to loan transactions including negotiation, documentation and closing.
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Bankruptcy
We represent lenders and creditors in Chapters 7, 11 and 13 and business debtors in Chapters 7 and 11. The Firm represents purchasers in connection with the acquisition of business assets sold in bankruptcy.
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Business Organizations and Finance
We incorporate businesses, draft partnership agreements, prepare shareholder's agreements and provide related advice. We advise business organizations and equity holders with respect to finance, corporate, and partnership formalities and disputes. The Firm conducts legal "audits" to prevent or mitigate potential liabilities and to identify and correct legally hazardous business practices.
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Civil Litigation
The Firm represents defendants and plaintiffs in all forms of business litigation including breach of contract, fraud and unfair business practices. These claims arise out of transactions or relationships including such areas as banking, commercial real estate, construction, the purchase or sale of businesses, employment and insurance, among other areas. The Firm provides full service litigation support including all necessary research, discovery, trial, post-trial and appellate representation.
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Collections and Credit Management
We collect commercial debts including debts on accounts and through contracts. We advise our clients with respect to purchase documents, credit documents, security interests, mechanics and other liens, and other credit matters.
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Commercial Real Estate
We negotiate, document and close commercial real estate purchases, leases, loans, and work-out agreements. We represent lenders, borrowers, developers, landlords, and tenants in commercial real estate disputes, arbitration and litigation. We advise clients with respect to federal and state environment statutes and regulations.
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Residential Real Estate
We offer a full range of services pertaining to residential real estate transactions, including but not limited to, loan closings, title insurance, title searches, adverse possession, foreclosure and title concerns.
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Construction Law
The Firm represents owners, general contractors, trade contractors, subcontractors, suppliers, construction managers, architects, engineers and sureties with respect to claims arising out of public and private construction projects. Our services include advice, negotiation and representation in arbitration, litigation and before government boards. We consult with our clients with respect to contract documents, the preparation of claims, the defense of claims and project documentation procedures.
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Employment
We advise clients with respect to employment contracts, covenants not to compete and policy handbooks. We also advise clients with respect to compliance with state and federal employment laws, including the American with Disabilities Act, ERISA and OSHA. We represent clients with respect to litigation concerning these issues as well as employment discrimination and related actions.
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Insurance
We advise clients in connection with disputes with insurance companies concerning direct loss, third-party claims, policy cancellation and retrospective premiums. We represent insureds and insurers in litigation concerning insurance contracts, bad faith and related issues.
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Ernest W. Ball & Associates, Inc.
111 Grant Street SE
Decatur, Alabama 35601
Off - 256-351-6869; FAX - 256-351-7052